Loan Options

Finding the right mortgage loan options starts with understanding your needs, finances, and goals. First Christian Mortgage is here to help.

Whether you are buying a home, refinancing, or looking for flexible requirements, we offer a variety of mortgage programs.

For example, you can explore fixed-rate, FHA, VA, first-time homebuyer, low-down-payment, and investment property loan options.

We also offer refinance options to help homeowners manage their current mortgage or access home equity.

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Purchase

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

FHA Loan

An FHA loan provides a government-insured mortgage with flexible loan options.

VA Loan

VA loans offer flexible options for eligible borrowers, including fixed-rate and adjustable-rate mortgages.

First Time Home Buyer

First-time homebuyers can explore popular loan programs designed to make homeownership more accessible.

Low Down Payment Options

Low-down-payment programs may help qualified buyers purchase a home with less money upfront.

Investment Property

Explore mortgage loan programs for vacation homes and investment properties.

Reverse Mortgage

Convert a portion of your home equity into cash to secure your retirement.

Non-QM

Non-QM mortgage options provide additional flexibility for borrowers who may not fit traditional lending guidelines.

Refinance Loan Options

Refinance

Mortgage refinancing may lower your monthly payments.

Cash-Out Refinance

Access home equity for various purposes.

VA Loan Refinance

There are two main ways to refinance your VA loan.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!